Understanding RTP and Volatility: Which Games Pay More?


When it comes to online casino games, understanding how games pay out is crucial for making informed choices about where to spend your money and time. Two key concepts that every online gambler should know are Return to Player (RTP) and volatility. Both factors significantly impact the long-term success and enjoyment you can get from your gambling experience. In this article, we will explore these two important metrics, what they mean for your chances of winning, and which types of games generally offer higher payouts. Many online platforms, such as pinup partner, provide access to a variety of casino games with different RTP and volatility levels, helping you make more strategic decisions based on these factors.

1. What is RTP (Return to Player)?

Defining RTP

Return to Player (RTP) is a percentage that represents the amount of money a game is programmed to pay back to players over time. For example, if a slot machine has an RTP of 96%, it means that, on average, for every $100 wagered, the game will return $96 in winnings over a long period.

However, it's important to note that RTP is based on long-term statistical averages and doesn't guarantee outcomes for individual players or sessions. It helps describe the game's overall payout potential rather than specific wins or losses in any given playthrough.

How RTP Affects Your Game Choices

In general, the higher the RTP, the more favorable the game is for players. But it's essential to understand that RTP does not affect the short-term results. You might experience losses even while playing a game with a high RTP. Still, over a large number of spins or hands, games with a higher RTP tend to offer better value for your wagers.

Typical RTP for Popular Casino Games

Different types of casino games have varying RTPs. Here’s a breakdown of common games and their typical RTP values:

  • Slots: Most online slots have an RTP ranging from 85% to 98%. Progressive slots tend to have lower RTPs, as a portion of each bet is allocated to the jackpot prize pool.

  • Blackjack: Blackjack, when played with optimal strategy, can have an RTP of up to 99% or more, depending on the house rules.

  • Roulette: In European roulette, the RTP is approximately 97.3%, while American roulette drops to about 94.7% due to the additional double zero pocket.

  • Video Poker: Popular video poker variants like Jacks or Better offer an RTP of around 99.5%, while other variants like Deuces Wild can go up to 100%.

2. What is Volatility?

Defining Volatility (Variance)

Volatility refers to the risk level associated with a particular casino game. It is sometimes called variance, and it describes how often and how much a game pays out. In simpler terms, volatility indicates the size and frequency of potential wins during gameplay. Games with high volatility are less likely to give frequent payouts, but when they do, the rewards are usually much larger. Conversely, low-volatility games offer frequent but smaller payouts.

Volatility’s Role in Your Casino Experience

Volatility plays a huge role in determining the pacing and excitement of your game. High-volatility games might appeal to risk-seeking players who are in it for the big wins and are willing to ride out extended losing streaks. Low-volatility games, on the other hand, are ideal for players who prefer steadier payouts and a less erratic gambling experience.

Types of Volatility: Low, Medium, and High

Games can be categorized based on their volatility:

  • Low Volatility: These games offer frequent, smaller payouts. Players can expect regular wins, but they are typically smaller in size. Low-volatility games are ideal for beginners or those looking for steady gameplay with less risk. Examples include some slot machines like Starburst or Book of Ra.

  • Medium Volatility: These games provide a balance of smaller and larger payouts. Players can expect a combination of frequent wins and occasional big payouts. Many popular video slots, like Thunderstruck II or Gonzo's Quest, fall into this category.

  • High Volatility: High-volatility games offer larger wins, but these wins happen less frequently. Players might experience long dry spells with little to no payouts, but when the game hits, it could be a big one. Progressive slots and high-stakes blackjack games often fall into this category. Examples include Mega Moolah and Dead or Alive 2.

    3. How RTP and Volatility Work Together

While RTP gives you an idea of how much a game will return over the long term, volatility helps you understand the "risk" and the frequency of payouts during that time. Understanding how both of these elements work together is key to finding the right balance between reward and risk in your gambling experience.

  • High RTP Low Volatility: This combination is ideal for players who want a steady stream of smaller wins without the risk of losing big amounts. Classic fruit slots often offer this kind of balance.

  • High RTP High Volatility: If you’re aiming for larger payouts but are willing to endure periods without wins, high RTP and high volatility games might be your preference. These games may provide a huge payout but could require patience and bankroll management.

  • Low RTP Low Volatility: This combination is generally less favorable to players, as it offers smaller payouts with a lower overall return. These games should be approached with caution, as the RTP isn't high enough to offset the frequency of wins.

  • Low RTP High Volatility: Games in this category are generally the least recommended. With low RTP and high volatility, players face long losing streaks with very little reward. These games might appeal to those chasing progressive jackpots or massive payouts, but they come with high risks.

    4. Which Games Pay More?

High RTP Games

If you’re looking for games that offer higher returns, those with high RTP values are the way to go. Examples of these games include:

  • Blackjack: With optimal strategy, blackjack has an RTP of 99% or higher, making it one of the most player-friendly games.

  • Video Poker: Jacks or Better and Deuces Wild are popular video poker games with RTPs of around 99.5% and higher.

  • Baccarat: A simple card game with low house edges, especially when betting on the banker, offering an RTP of approximately 98.94%.

  • European Roulette: The RTP is about 97.3%, offering better odds than its American counterpart.

High Volatility Games

If you’re willing to take on higher risk for the chance of larger rewards, consider high-volatility games. These games offer larger payouts, but they are rarer and can lead to long dry spells. Examples include:

  • Progressive Slots: Games like Mega Moolah or Hall of Gods fall into this category, where the jackpots can reach millions, but the regular payouts are less frequent.

  • Dead or Alive 2: Known for its high volatility and big win potential, this slot can deliver huge rewards, but the hits are spaced out.

  • Bonanza: A popular high-volatility slot with massive potential payouts due to its cascading reels and bonus features.

Low Volatility Games

If you prefer smaller, more consistent wins, low-volatility games are the better option. These types of games include:

  • Starburst: A classic slot with low volatility, offering small wins frequently but with little risk involved.

  • Book of Ra: A highly popular low-volatility slot that rewards players with frequent small wins.

5. Conclusion: Choose Your Games Wisely

Understanding RTP and volatility is essential to becoming a savvy online casino player. If you’re in it for steady wins and lower risk, look for games with high RTP and low volatility. On the other hand, if you’re looking for the thrill of chasing big wins and are prepared for the potential dry streaks, high volatility games with larger payouts might suit your risk appetite.

Ultimately, there is no "one-size-fits-all" when it comes to casino games. Your personal preferences, playstyle, and bankroll management strategy will determine which games are best for you. Keep in mind that while RTP provides insight into a game's overall payout potential, volatility is what determines the type of gameplay experience you can expect.